Unlimit UBI
Know the risks, secure the best
Fulfilling the significant need of a secure and seamless automation of real-time vehicle telematics information, Unlimit UBI comes as a breakthrough solution to track and assess driver’s behavior, accurate vehicle geo spotting, and other valuable information about moving assets. Know your vehicles’ health and drivers’ driving habits to avoid unwanted circumstances.
Industry Insights
- India – Third largest globally and the world’s seventh largest commercial vehicle manufacturer
- Large-scale government-initiated plans
- Connected Cars Mission Plan (2016-26) targets 4x growth
- Reforms like GST to help boost the sector’s growth
- Changing face of mobility infrastructure
- Disruptive impact of technology
- On vehicles (e.g. electric, driverless, connected)
- On supply chain and operations (digitalization, robotics, 3-D printing)
- On business models (e.g. mobility as a service, vehicle sharing)
Usage Based Insurance (UBI) offers customized insurance products to clients based on their driving behavior and provide other value adds



Industry Challenges
The automotive insurance industry traditionally has relied on complex mathematical and statistical actuarial models in an attempt to simulate real world causal risk factors. The objective was to overcome the constraints of a system that relied, in large part, on the veracity of information provided after-the-fact by policyholders – such as accident reporting, driving habits and usage. Such an approach has led to insurance companies offering standard insurance products to everyone without taking into consideration individual driving behavior and risk profile. Further this doesn’t give insurance companies many insights about how much value a customer has for the them and how attractive the customer is for the company in terms of customer life time value for the insurance provider.
Unlimit Solutions
With the advent of mainstream telemetry systems, the insurance industry can utilize the real time vehicle telematics information for analyzing the driving behavior and hence the risk profile for a vehicle. This empowers them to design the product offerings tailored to the individual profiles of customers, and hence retain the customers with high customer life time value.
Unlimit Insure captures the real time driving behaviour with the help of OBD-II device installed in the vehicles.
The solution works as follows:

Technical Architecture

Device Details

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Post Delivery Support Activity
Client Stories
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